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Cashback & Lucky Draw Terms

Last updated: June 2026

Mobile Apps & Add-Ons

1. Promotional purpose

Paras CashBack cashback and lucky draw features are provided as part of promotional campaigns designed to support customer engagement for participating merchants.

2. No separate participation charge

Customers are not required to pay a separate cashback or lucky draw participation fee.

3. Token

A token is issued by a participating merchant according to the applicable qualifying purchase rules.

4. Scratch result

After a valid token is verified and scratched, the platform may generate a cashback result or a lucky draw ticket according to the applicable campaign configuration.

Coupons & Discount Offers

5. Cashback

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Industrial & Product Design
Shop
Handbags & Purses

Available cashback outcomes may vary by campaign. Cashback is subject to campaign eligibility, system verification and available promotional conditions.

6. Lucky Draw ticket

Where the scratch result is a lucky draw ticket, a unique ticket reference may be generated and displayed in the customer's account.

7. Draw

Lucky draw events are conducted according to the applicable campaign rules. Only eligible tickets may participate in a particular draw.

8. Winner selection

Winners are selected through the applicable computerized/randomized promotional draw process.

Debit & Checking Services

9. Prizes

Prize type, value, quantity and draw schedule may vary by campaign and will be communicated through the applicable campaign information.

10. Verification

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shopping
Finance
Accounting & Auditing

A selected winner may be required to complete identity, account or transaction verification before prize distribution.

11. Invalid tickets

Tickets may be declared invalid where they are duplicated, manipulated, fraudulently obtained, cancelled or otherwise fail campaign eligibility requirements.

12. Reward reversal

Cashback or promotional rewards may be reversed where the underlying qualifying transaction is cancelled, refunded, invalid, fraudulent or otherwise ineligible.

Business & Industrial

13. Campaign changes

Paras CashBack may modify, pause or discontinue a promotional campaign where operational, legal, security or other legitimate reasons require it, subject to applicable requirements.

14. Important notice

Promotional rewards should not be considered guaranteed income, investment returns or financial products.

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